For those looking to open a new credit card with no annual fee: By opening the Citi Professional Card with Thank You Points through Citibank's website, you will earn 10,000 ThankYou Points after your first purchase, which is enough for a $100 gift card from many retailers, including Target. This credit card also has a 0.00% APR on Balance Transfers for 12 months, and it allows you to earn ThankYou Points on every purchase (1 point for each dollar spent). It also comes with
Travel Accident Insurance, Travel & Emergency Assistance, Auto Rental Insurance, and more.
